New York Loan Company is a pawn shop and collateral loan provider located in New York City.
Company overview
New York Loan Company is a pawn shop and collateral loan provider that focuses on valuable tangible personal property, including gold jewelry, diamonds, gemstones, watches, fine art, wine, and high-end memorabilia. It opened in 2013 as the east coast counterpart to the Beverly Loan Company in Beverly Hills, California. New York Loan Company's location is on the third floor of the International Gem Tower on 47th Street, within Manhattan's Diamond District, and its collateral is stored in the building's underground vault. The owner and CEO of the company is Jordan Tabach-Bank, who also runs Beverly Loan Company. The general manager of New York Loan Company is Baba Blumkin. The company has gemologists onsite to appraise jewelry and watches and provide pawn loans against the collateral. The loans are written for four months in accordance with New York State law. The company also makes outright purchases of valuable tangible personal property and has a showcase in its office where it sells jewelry to the trade and to the public at large.
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Loans
New York Loan Company does not perform credit checks on its clients. Loans are funded upon receipt of the collateral. Loans are generally requested for personal needs, but also for small business proprietors that require an infusion of capital to cover short-term expenses. Collateral can be redeemed when the principal and all accrued interest is collected. If a loan is not repaid within the allotted time, the collateral is sold, but the client is not responsible for any repayment.
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